Terms and Conditions

1. Acceptance of Terms

By accessing or using Purpose Financial LLC ("we", "us", "our", or the "Service"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Service. We may update these Terms from time to time, and continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

2. Description of the Service

Purpose Financial LLC provides AI-driven data analysis and decision-support tools intended to help users interpret information and organise research more efficiently. The Service is provided for informational and organisational purposes only. It does not constitute financial, investment, legal, tax, or professional advice of any kind, and nothing presented within the Service should be relied upon as a recommendation to buy, sell, or hold any asset or to take any particular action.

3. No Financial or Investment Advice

All outputs, analyses, scores, summaries, and materials generated by Purpose Financial LLC are provided "as is" for general informational purposes. We are not a registered investment adviser, broker-dealer, or financial institution. You are solely responsible for any decisions made based on information obtained through the Service, and you should seek independent professional advice before making any financial or investment decision.

4. Eligibility and Account Responsibilities

You must be of legal age in your jurisdiction to use the Service. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account. We reserve the right to suspend or terminate accounts that violate these Terms or that we reasonably believe pose a risk to the Service or other users.

5. Acceptable Use

When using Purpose Financial LLC, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation;
• Attempt to reverse-engineer, decompile, or interfere with the underlying systems or algorithms;
• Reproduce, resell, or redistribute the Service or its outputs without our prior written consent;
• Introduce malicious code, attempt unauthorised access, or disrupt the availability of the Service;
• Misrepresent your identity or provide false information when using the Service.

6. Intellectual Property

All content, software, trademarks, branding, design elements, and materials associated with Purpose Financial LLC are the property of Purpose Financial LLC or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service; you are granted only a limited, non-exclusive, non-transferable licence to use the Service for its intended purpose.

7. Subscription, Fees, and Billing

Where applicable, certain features of the Service may require payment of fees. Pricing, billing cycles, and renewal terms will be presented to you at the point of purchase. You are responsible for keeping your payment information current. Failure to pay applicable fees may result in suspension or termination of access to paid features. Any refund arrangements, where offered, will be described separately at the point of sale.

8. Third-Party Content and Links

The Service may reference, aggregate, or link to third-party data, tools, or websites. We do not control and are not responsible for the accuracy, availability, or content of any third-party material. Inclusion of third-party references does not imply endorsement, and your use of any third-party service is at your own risk and subject to that provider's own terms.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that any analysis or output will be accurate, complete, or suitable for your particular circumstances.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Purpose Financial LLC and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if we have been advised of the possibility of such damages. Our total aggregate liability arising out of or relating to these Terms or the Service shall not exceed the amount you paid us, if any, in the twelve months preceding the event giving rise to the claim.

11. Indemnification

You agree to indemnify and hold harmless Purpose Financial LLC, its affiliates, and their respective employees and representatives from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party right.

12. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may stop using the Service and, if applicable, close your account at any time.

13. Changes to the Service

We may modify, suspend, or discontinue any part of the Service at any time, with or without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Service.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Purpose Financial LLC is registered, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable mandatory law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

16. Contact

Questions regarding these Terms should be directed through the contact channels made available on our website.

This document is a general template provided for informational purposes and does not constitute legal advice. Purpose Financial LLC recommends seeking independent legal counsel to ensure these Terms are appropriate for your specific business and comply with applicable law in your jurisdiction.